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～Introducing the procedure for issuing credit cards and recommended cards～
According to a survey compiled by Asmark, a market research company, about the problems faced by foreigners living in Japan, one of the inconveniences faced by foreigners just starting to live in Japan is getting a credit card.
I think many people feel anxious about their new life in Japan if they don't have payment methods.
Below, we will introduce the steps and points for issuing a credit card.
In addition, Smile Home offers a service that allows you to obtain a domestic phone number and issue a credit card at the same time.
Please feel free to contact us.
[General credit card issuance procedure]
1.Issue a residence card After arriving, go through immigration formalities at the airport, register your permanent address, and receive your residence card .
- In addition to creating a credit card, you will also be required to present your residence card as an identification document when signing a rental contract or at any other location. Be sure to receive it.
2.Issuing a resident card Once you have been issued a residence card, decide where you will live within 14 days and notify the ward office that has jurisdiction over your place of residence to issue a resident card.
- If you already have an address, submit to the place of residence that has jurisdiction over your new address, and submit a copy to the ward office that has jurisdiction over your new address.
a notification of change of address
of the notification
https://www.moj.go.jp/isa/content/001392681.pdf
3. Open a Japanese bank account Generally, Japanese credit card companies do not allow you to set overseas bank accounts as the withdrawal destination, so you should open a bank account in Japan.
※Please refer to the article "How to Open a Bank Account in Japan" for information on how to open a bank account.
4. Contract for a phone number that can be used in Japan When issuing a credit card, it is essential to obtain a domestic phone number as a contact point.
The phone number can be a mobile phone or a landline phone as long as it is in your name. Please feel free to use our services.
5. Apply for a credit card Once you have everything you need, apply for a credit card.
We also recommend that you keep the following points in mind to help you pass the examination.
・Prepare as many identification documents *¹ as possible ・Prepare documents*² that prove income and work status ・Set cash advance limit to 0 yen ・Do not apply for multiple credit cards at once
- ¹ Official identification documents in Japan: Driver's license ・My number card ・Residence card ・Special permanent resident certificate ・Passport
- ²Documents certifying your income and work status <<issued at the government office of your place of residence>> ・Income certificate ・Taxation (tax exemption) certificate ・Final tax return <<issued at your place of work>> ・Withholding tax slip ・Salary statement
Use Smile Home's domestic phone number + credit card issuing service!
Even if you are ready, many people may be confused about which company's card to create, or have trouble communicating with others during the process.
At Smile Home, we offer a service where you can apply for a set of mobile phone and credit card at a great deal.
Since it is a card exclusively for foreigners, it has extensive language support, and it is easy to apply for the card at the same time as signing up for a domestic phone number.
(Credit card only cannot be issued)
[Recommended points]
・Application can be completed online (multilingual support)
・Free annual fee ・Get 2000 points when you issue a card ・Receive discounts and benefits at over 10,000 stores